Headshot of Manny Rizzuto, CMPS

Manny Rizzuto, CMPS

Certified Mortgage Planner

The Rizzuto Group

NMLS #145229

Adress
912 Mt. Kemble Ave.
Morristown, NJ 07960
Contact Methods
Email
mobile Mobile
(908) 334-7182
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Manny

Planning for homeownership starts with meaningful conversations. Whether my clients, referrals, real estate agents, attorneys, financial advisors, or CPAs – it’s all about relationships. I truly value building and maintaining relationships with everyone I meet. It’s why I love my job! Since 2001, I’ve helped homeowners make smart purchase and refinance decisions, guiding first-time and experienced homebuyers on how to plan for a home that fits their desires and financial situation best. I’m competitive, customer service oriented, and dedicated to getting it done for you.

As a certified mortgage planning specialist, I’ll design a home financing plan personalized to meet your homeownership goals and guide you to ensure your financial success before, during, and after closing. My team and I offer smart and helpful technology, top-notch communication, and a wide range of traditional and innovative mortgage options. Customer experience is our top priority – a standard you’ll see when you work with us.

I look forward to putting together your mortgage plan and helping you achieve your homeownership dreams. I hope to connect soon!

Specialties

  • Purchase and Refinance
  • Home Equity Loans
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Man sitting on couch reviews financial records to help calculate his debt-to-income ratio (DTI).
    Published on

    How to Calculate Debt to Income Ratio

    Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.

  • Garden featuring a mix of flowers that flourish in the homeowners plating zone.
    Published on

    What Planting Zone Am I In?

    Find your USDA Plant Hardiness Zone to select plants thriving in your climate. Explore plating zones from Alaska to Puerto Rico for a flourishing garden.

  • Father and daughter stand outside of their new home
    Published on

    What Is A Lender Credit?

    Discover how lender credits can ease your homebuying journey by covering closing costs. Learn their benefits, drawbacks, and how they impact your mortgage.

  • Home buyer Family sits around together on couch in their new home.
    Published on

    National Association of Realtors Profile of Home Buyers and Sellers

    Discover insights from the National Association of Realtors 2023 Home Buyers and Sellers Profile: trends, data, and analysis for the real estate industry.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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