Headshot of Tammy Karaba

Tammy Karaba

SVP Loan Origination

Calabasas, CA Mortgage Lender

NMLS #240148

Adress
23945 Calabasas Road, Suites 205 & 213
Calabasas, CA 91302
Contact Methods
Email
tel Phone
818-337-8325
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Tammy

I’m an accredited mortgage professional with over 25 years of experience in home financing. I started in mortgage banking in 1986 and have been a licensed loan officer since 1999, giving me a deep knowledge of all aspects of the mortgage process and solutions for my clients.

When you work with me, you’ll always feel supported and educated on your homebuying decisions. I’ll help you understand the loan process, advise you on home financing strategies, go over different mortgage programs available, and show you how they can help you reach your goal of homeownership.

I have a deep commitment to making sure all my clients have access to home financing solutions that suit their lifestyles and goals. As we navigate your options together, I’ll be your personal resource and guide, dedicated to making your homebuying experience a relaxing and smooth process. Contact me today to get started and take the next steps in achieving your long-term financial goals!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A potential first-time homebuyer looking at down payment assistance options on a laptop with her cat

Down payment assistance

Turn years from now into today

 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

Learn more

First-time homebuyers and their family celebrating in their new home

Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

Recent Posts and Articles

Blog

  • Man sitting on couch reviews financial records to help calculate his debt-to-income ratio (DTI).
    Published on

    How to Calculate Debt to Income Ratio

    Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.

  • Garden featuring a mix of flowers that flourish in the homeowners plating zone.
    Published on

    What Planting Zone Am I In?

    Find your USDA Plant Hardiness Zone to select plants thriving in your climate. Explore plating zones from Alaska to Puerto Rico for a flourishing garden.

  • Father and daughter stand outside of their new home
    Published on

    What Is A Lender Credit?

    Discover how lender credits can ease your homebuying journey by covering closing costs. Learn their benefits, drawbacks, and how they impact your mortgage.

  • Home buyer Family sits around together on couch in their new home.
    Published on

    National Association of Realtors Profile of Home Buyers and Sellers

    Discover insights from the National Association of Realtors 2023 Home Buyers and Sellers Profile: trends, data, and analysis for the real estate industry.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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