Headshot of Jason A. Smith

Jason A. Smith

Regional VP/Branch Manager

Scottsdale, AZ Mortgage Lender

NMLS #210839

Adress
14861 North Scottsdale Road, Suite 105
Scottsdale, AZ 85254
Contact Methods
Email
tel Phone
480.227.6231
mobile Mobile
(480) 227-6231
Apply Now

Awards

Scotsman Guide 2024 Top Originator Award
Inc. 5000
Top Work Places
Veteran Badge
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Jason A.

I have over 19 years of mortgage experience and the knowledge of all the guidelines that’ll help close your loan. Before joining this industry, I served for five years in the Military. I’ve since become the 78th highest-producing loan officer in the nation and Scotsman Guide’s Top Veteran Originator for 2023. How? Because of my ability to make the process easy. I’ll take the time to understand your goals, explain each step of home financing, answer your questions, and walk by your side to a smooth closing.

When you come to me for your mortgage, I begin by listening. That’s how I’ll structure your ideal home loan — by understanding your goals and priorities. I’m an expert in down payment assistance programs, conventional, jumbo, USDA, VA, and FHA loans – ranking #20 in FHA home loan production last year. Together, we’ll break down each option and find the right loan for your home.

The way I help my clients win is by never saying no, but either yes or offering a game plan to qualify for a home. Please feel free to call or email me at any time – I’m always available and have a long list of references from clients to real estate agents you can contact if need be. I look forward to helping you with your home financing goals.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

A veteran holding his child

Enjoy the Perks of a VA Home Loan

We make the American Dream of homeownership possible for those who have served in the Military. If you’re a Veteran, Active-Duty Service Member, or qualifying Military Family Member, a VA loan can provide favorable terms and homebuying benefits like no down payment or private mortgage insurance.

Our commitment to the Military extends to helping take the guesswork out of VA home loans and making obtaining one a straightforward and painless process. Whether you’re using your benefit for the first time or take advantage of it to build new memories, we’ll be by your side – from application to closing and beyond.

Recent Posts and Articles

Blog

  • Image of a man using a saw while doing a home improvement project.
    Published on

    Loans For Home Improvement

    Discover how to finance home improvement projects with ease. Learn about the different loan options available, qualification requirements, and the application process.

  • Couple sitting together on couch researches a cash-out refinance loan on their cell phone.
    Published on

    What Is A Cash-Out Refinance Loan?

    Unlock your home's equity with a cash-out refinance loan. Get funds for renovations or debt consolidation. Learn how it works and if it's right for you.

  • Man sitting on couch reviews financial records to help calculate his debt-to-income ratio (DTI).
    Published on

    How to Calculate Debt to Income Ratio

    Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.

  • Garden featuring a mix of flowers that flourish in the homeowners plating zone.
    Published on

    What Planting Zone Am I In?

    Find your USDA Plant Hardiness Zone to select plants thriving in your climate. Explore plating zones from Alaska to Puerto Rico for a flourishing garden.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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