Don’t fixate on rate
You’ve been looking to buy, but high rates are holding you back. Don’t let rates keep you from getting the home you love. Buy with us now, and if rates fall, you can refinance to the lower rate. To sweeten the deal, we’ll provide a lender credit of up to $1,500*, helping you save upfront on the refinance, and thousands down the line.
Find a home
Close the purchase loan with us
Get your eligibility certificate
If rates go down, refinance at the lower rate
Bring your eligibility certificate to your CCM loan officer
Close on your refinance loan
Get a lender credit of up to $1,500
Participants must close on their purchase loan between 1/03/2023-6/30/2024
This promotion is open to everyone closing on a first lien purchase loan during the promotional period.
Participants must make 6 complete payments on their initial mortgage before they are eligible to refinance. Refinance must close before 12/31/2025.
At close on your original loan, you’ll receive an eligibility certificate for a lender credit on a refinance as part of this promotion. Once you’ve entered your refinance eligibility period, bring this certificate to your CCM loan officer and they’ll work with you on your refinance.